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Accident Injury Claim



What is my auto accident injury claim worth?
I was hit in the three months ago by a sixteen year-old who ran a red arrow turn light. She was cited and I was not. I did not think I was hurt at the accident, but realized that I had shoulder and neck pain later that night. I went to the urgent care through my doctor who gave me vicodin and a muscle relaxer, and then I went back in two weeks due to continuing pain. I was sent to a physical therapist, which I went to twice a week for the past few months, and once a week the last two weeks. My PT has given me stretching exercises to do at home but has said I am done with the treatment. Her insurance has accepted liability and already paid for my car to be fixed (just under $4,000) and for a rental car. They knew I was seeking treatment for the accident, and I am getting ready to send a letter asking them to request all my medical bills and records so they can offer a settlement. How much do you think my claim is worth?

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Auto accident, injury claims question hit/run UMC?
I was involved in an auto accident on 5/18/2008. I was driving northbound on interstate 95 headed to new york from virginia. When the accident occured I was In new jersey. Someone hit me in the passenger rear side which caused me to spin out of control and do about 3-4 360 degree turns down the freeway. I finally came to a STOP when the passenger side of my car hit the rear of an S.U.V. At that point the S.U.V stopped for a mere 1-2 seconds and sped off. I was left on the side of the highway by myself. Me and my passenger both sustained what we thought were minor injuries. An officer came wrote a police report (since there were no other vehicles that stopped he wrote it as hit/run). A tow truck then took my car off the turnpike and to the nearest local repair shop. I then had to take a TRAIN to new york from jersey to where my family lives. The next day I went to seek medical treatment for my neck/back/and right shoulder, so did my passenger. I got treatment 3 times a week from a chiropractor and got x-rays. The following week i returned home (virginia) where I found a chiropractor and had my medical files transferred. I have been seeing him since... I have seen a medical doctor, gone to get an MRI, and now have to go see an orthopedist. (The mri found i had a fracture in my shoulder) I went back to finally pick up my car from the shop the framework/ body work/ and paint had been done but they had not done anything mechanically to my car yet they insisted it was READY FOR PICKUP. i was furious so i end up driving my car back home to virginia because i could not waste any more time/money. My car still has check engine light on, abs light on, speedometer doesnt work, suspension was SHOT. the passenger side strut was blown i could tell cause that side of the car had no bouyancy (sp?) to it. I then called my lawyer and he called the insurance company and got them to replace that strut. EITHERWAY the car is still not mechanically sound and back to the state it was before the accident. MY QUESTIONS ARE.... WHAT STEPS DO I TAKE FROM HERE? ITS BEEN 3 MONTHS SO FAR AND MY CAR IS STILL NOT RUNNING CORRECT. I have contacted the insurance company they told me an adjuster would come out to look at my car again and nobody has called me or showed up. Am i sueing my insurance company? All my lawyer has done is send out letters of representation to the doctors i have seen that my chiropractor has referred me to... p.s. Im 20 years old I have full coverage and own a 2000 bmw 528i I know its lengthy but thanks in advance im really confused as to what position im in and what options i have... i have kind of just been going with the flow seeking my medical treatment..

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Credit Card Debt and When it's Paid Off?
I recently received a lot of money from an accident injury claim settlement and I am going to be paying off most of my credit card debt. I have about 6 cards and 2 college loans. With these gone, I will only have my car payment, car insurance, and cell phone bill. My question is, how long after these credit cards/loans are paid off does it reflect in my credit report? When will my credit report rating increase? Thanks!

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