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Accident Personal Injury Claim ???
After a recent accident, I'd suffered a whiplash injury to the extent that regardless of going to work for the next 2-3 days after the accident, I've come to the point where I've realised that I'm not quite in a position to continue working the my employer would've wanted. I work in the IT & hence constant exposure to monitor screen along with sitting longer hours on the chair. In addition to stiff neck along with shoulder & back pain already, with the working condition, I seem to be getting eye stress along with the severe headache at the back of my head. Although, I've had this accident reported to CIS (my insurance company), I wonder if I should ALSO report it to the Norwich Union (insurer of the drive who crashed into me). Should I go through the insurance company's legal service (since I've fully comprehensive insurance) OR should I choose an option of "no win, no fee" based company ??? Any recommendation to get me pointed in the right direction would be greatly appreciated. I'm told by my GP that I'd need Physio therapy & would've to wait 6 weeks on NHS. After FINALLY & SOMEHOW managing to get a job only recently, which I really enjoyed I feel less comfortable with throwing "sickie" (since I've NEVER did that in my decade long working life). Should I not be compensated for not being able to do this job or any job for that matter, while I wait for the pain to ease up. Surely, it'd be rather unfair for me to suffer due to the negligence of someone else ??? Are insurance based legal service more helpful & beneficial OR should I choose an option of "no win, no fee" based company. If so, which company in particular is worth a consideration ???

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Auto Accident Personal Injury Claim Help?
So, I was driving home, when a girl came speeding around the corner in my apartment complex on the wrong side of the road. Long story short, it got ruled 100% her fault. Now I ended up doing 6 months of chiropractic visits and 2 months of physical therapy. I don't feel different and I am going to have permanant back and neck damage (not severe just not comfortable to be on my feet a long time, sleep, or do strenuous activities, I'm a Chef). That's not it. My wife was about 37-38 weeks pregnant, and we went to a doctors visit a couple hours after the accident. She wasn't in the car, but freaked out when she heard the accident and came out of the apartment and saw it was me. The doctor diagnosed her with preeclamsia (high stress during pregnancy) because of the accident and had to induce her that night. The drugs slowed the baby's heart rate, so they had to give a c-section. They only offered $3k to start and they say my wife doesn't matter because she wasn't in the car. suggestions? So to answer a few questions. First of all both the cars were totaled. I have soft tissue damage, and my back seems to mis-align easily. I had not had any health problems prior at all. I only went to the chiropractor that long because my insurance said to just see if it helps, even though I told them 2 months into it that it hadn't helped. I had visits 3 times a week. An IME was done, and they said to go to 10 visits of PT and if that didn't help they may have to rule it as a permanant injury. Though, to get proof, what should I do? It was ruled 100% her fault so it doesn't really matter with my policy. The medical bills were probably about $5000 total. I most likely can get a letter from my wife's OB which was also the on-call doctor, saying it was related with the accident. When we went in that day, thats when she was diagnosed, the OB actually asked what the hell happened that day. Do you think that would do the trick? Sry if I missed a question but I'll try to answer any more. Th So to answer a few questions. First of all both the cars were totaled. I have soft tissue damage, and my back seems to mis-align easily. I had not had any health problems prior at all. I only went to the chiropractor that long because my insurance said to just see if it helps, even though I told them 2 months into it that it hadn't helped. I had visits 3 times a week. An IME was done, and they said to go to 10 visits of PT and if that didn't help they may have to rule it as a permanant injury. Though, to get proof, what should I do? It was ruled 100% her fault so it doesn't really matter with my policy. The medical bills were probably about $5000 total. I most likely can get a letter from my wife's OB which was also the on-call doctor, saying it was related with the accident. When we went in that day, thats when she was diagnosed, the OB actually asked what the hell happened that day. Do you think that would do the trick? Sry if I missed a question but I'll try to answer any more.Thx It happened in Washington State

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How do I file a demand for binding arbitration in Los Angeles?
I have an auto accident/personal injury claim which the insurance company has sent to their law firm to handle. I only have a few days left before the statute expires and need to file for arbitration. Is there a form I'd use or do I just send a letter to the insurance companys' law firm? If so, what should be included in the letter? Lastly, am I responsible for contacting and selecting the arbitrator?

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