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Car Accident Compensation

Car accident compensation?
I was riding shot gun in a car without a seat belt after a long night at the bars. My friend collided with a tree with his parents car and we both ended up in hospital. I received a fracture near my cheek bone and a broken tooth while he got a dislocated shoulder. I lost my jacket, cell phone, and a pair of jeans were ripped and ruined. I also had my laptop in the trunk and surprisingly it still worked after but there is a huge crack and dent in the casing. Can I claim these things under his insurance? He said he wasn't registered under parents insurance, but his dad said his insurance company would cover my costs. Would that include this? And how do I go about contacting the insurance company, do I just get their number and call them up? Do I need receipts of the repairs done on my laptop, as well as the cost of a new cell phone and jeans? The accident was a week ago, and the guy is my friend. I was considering whether or not I should seek legal advice? Im in Canada

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car accident compensation/insurance question???
a very short while ago i had my car slam by a negligent driver in a car park who obviously wasn't looking for on comming traffic while they were reversing. anyway we exchanged information and she acknowledged she was at fault. said she will get her insurance to ring me however an hour later she rings up and says that she doesnt want to get the insurance involved and would pay me for the damage to my car which by the looks of it needs to have the passenger door, front bumper and the car part that's above the front tyres but below the bonet replaced. do you think i should take up on her offer ecause i think she has underestimated the cost of repair? why would she pay for it if she has insurance?

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car accident compensation laws?
I got in a car accident yesterday. I was driving on the very left lane down a one way road at an intersection. The other guy was in the second to very left lane, and tried to turn (left) at the intersection. The idiot hits me and gets a ticket as the cops were right there to see it. So the guy's insurrance has to pay for the damages done to my car, but what about personal injury? What are the specific laws concerning compensation for injury/pain in the format of Code - section - subsection? This suite would be tort (broke my laptop) and personal injury, and I have to sue the party responsible so I don't see how the insurrance company is involved. Its the person that hit you that owes you compensation. If you sue the wrong party (insurrance company) you won't win. and why get lawyers? they suck money! I can find applicable laws, file in small claims court, and certainly make a cogent inductive argument. maybe sound deductive argument

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