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Lost part of my finger at work, is it worth claiming? what could I get?
I work in a restaurant, in an accident in the kitchen part of my little finger was cut off between the knuckle and nail. Luckily it was re-attached in time in hospital. Can i claim for compensation? is it worth it? how much might I get? I live in England so I don't know how other countries may differ but all help is much appreciated. Thanks

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if im missold a holiday ..are we entitled to a full refund?
we recently came back from Turkey after a terrible holiday...it started off when the resort we had booked via First Choice turned out to be under renovation and we had been told that any hotel undergoing renovation or any building works are not allowed to trade between the months of october or may.....but this hotel clearly was......and the room was filthy ......hadnt been cleaned for months and there were electrical sockets hanging off the walls and exposed wires and also used sanitary towels in the bathroom waste bin......we complained and we were moved an hour and half away and placed in a hotel on the high street in a very noisey part of town......so we sat it out for the week and when we returned complained about it ....we also found a £180 mobile phone bill awaiting us and when checked 2 thirds of it was in relation to the calls and emails we had sent with photos as per thomsons request...but we had also been charged for the calls they made to us whilst in turkey.......we have sent countless emails to thimosn after care and keep getting told that we do not have a claim for compensation......

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Should I go to Small Claims Court or hire an Attorney?
Earlier this year I was renting a house from a school district. I had never been told there were problems with the chimney and I lit a fire in the fireplace which caught the roof on fire and burned the house down. There was certainly nothing in writing. The School District's insurance company tried to come after my employer, a municipality (who the school district leased the house to in order to house me), but my employer's insurance representative found us not negligent in the fire because we did not know about the conditions of the chimney (which was in an appraisal report and not given to us). The only mention of it was verbal, from one school district employee to a municipal public works employee before I moved in the house. I have tried twice to file an out of court claim for compensation for my personal losses and have been denied both time, the School district maintains the City knew everything they needed to know and were the negligent ones, and to go to them for compensation. They also point out to the fire report (which next to the section marked "Human Contributing Factors" is marked "None"), where it says I disconnected the Smoke Alarm. It's true that I moved from it's base to another part of the attic, since I was trying to investigate whether the smoke was coming in from the window or not. I never made it inoperable. Ok to the point. My claim is for $7,419, and the maximum on Small Claims is $7,500. I have a lot of supporting documents in my favor, I just have never dealt with the legal world and am not sure if I will say what I need to say when I need to say it. An associate who has some dealings with the legal world says that the Small Claims court will be sympathetic to me because I did not have renters insurance and the School District does. When the School District denied my second claim, they said that if it went to court it would end badly for me because I could be found negligent and liable for the $100,000 lost house. Thus, parts of me want to hire an attorney from the start so they could continue representing me in case of a counter suit. But, how much would that cost me? At the beginning to prepare the case documents, court time, and part of the $7419 if I win the case. Can their fees get added on to my claim if I win? What if the court decides in the favor of the school district? Someone told me earlier I should name the City in the lawsuit since they were the ones leasing the house to me. But, I don't see why I should name the city as an defendant if the safety conditions of the house were not disclosed to them. Thanks for your time and thoughts! 1. Again, one employee of the city was verbally told about the chimney, and not someone that had anything to do with the lease agreement. 2. The fire had already started in a crawlspace by the chimney I could not see when I moved the smoke detector. I could have had 1000 smoke alarms in the house and my property still would have been destroyed. 3. My actions and the City's liability have already been investigated during an insurance claim against the city by the school district, which was denied. On the fire report, it is noted that there were no human contributing factors to the fire, that it was faulty property that caused the fire.

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